Asset finance

Asset Finance is a type of credit that supports small to medium-sized enterprises, self-employed individuals, and contractors in acquiring essential equipment for their business operations. This can include vehicles like trucks and utes, machinery such as forklifts, and even outfitting an entire warehouse.

We offer several financing options:

Commercial Hire Purchase: With this option, you can hire the asset and use it while making payments over time. Ownership transfers to you after the final payment. This loan type offers flexibility in customising payment plans, choosing the duration, deciding on a down payment, and determining the balloon payment amount. This customisation helps business owners manage their cash flow more effectively.

Chattel Mortgage: This approach is popular among businesses, as the loan is secured by the asset itself, providing immediate ownership. You can set the loan term, typically up to five years, and arrange repayments to suit your needs. This can also be structured to provide cash flow relief when required, offering on-the-spot flexibility.

Finance Lease: In this option, the lender retains ownership of the asset, while the client is responsible for its eventual sale or disposal at the end of the lease term. This is ideal for businesses needing equipment or high-cost assets without depleting their capital reserves.

Interested in learning more? I’m dedicated to understanding you, your business, and your goals. I’m here to offer advice and guide you towards the best financing solution for your needs.

For further details or to start the application process, please use our online contact form or give us a call, and we will get in touch promptly.