Home loan pre-approval
Pre-approval is an incredible time saver when it comes to purchasing a property. If you are eligible for pre-approval on a mortgage, it provides you with the freedom and flexibility to make a purchase with confidence. Often, it positions you as a “serious buyer” in the eyes of sellers, giving you an edge in competitive situations such as property auctions.
The process of getting pre-approved is straightforward. Although there are forms to fill out, I am here to guide you through each step and will gladly assist you at all stages. Here’s what you can expect:
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Providing Financial Details: You will need to supply information about your income, debts, credit cards, and savings.
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Preliminary Assessment: This assessment will evaluate your suitability for pre-approval and provide you with a range of options and recommended lenders.
Pre-approval not only saves you time but also enhances your bargaining power, making you a more attractive prospect to sellers. It’s a valuable tool that can give you a head start in the property mark